Quest International University Perak (QIUP) firmly believes that good education should be available to all and not a privileged few. It aims to help all levels of society benefit and excel regardless of their financial background. Understanding that students have various financial needs, QIUP has tied up with many education loan and scholarship providers to ensure students get the best in terms of fulfilling their education financial needs. Below are the financial aid providers that our students can apply to:




PTPTN is the abbreviation of Perbadanan Tabung Pendidikan Tinggi Nasional. This is an agency under the Ministry of Education that gives study loans to students who are pursuing tertiary education in Malaysia. This is a type of loan furnished by the Malaysian Government to assist students financially in public as well as private institutions of higher learning.

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MiED is the abbreviation of Maju Institute of Educational Development MiED offers study loans to needy students who are continuing and pursuing their tertiary education in any recognized institution. The MiED study loan will only cover part of tuition fees which will be paid directly to the institutions. The loan approved is only for the current year of application.


It is open to all PERKESO members and the education loans are open to PERKESO contributors who are qualified for study loans. PERKESO is offering educational loans to children of members who are receiving monthly invalid pensions.


KOJADI’s (Koperasi Jayadiri Malaysia Berhad) objective is to provide an effective educational loan facility for needy students to pursue higher education. The applicant must be a member of KOJADI. The loan amount is subject to the discretion of the Board.

Pinjaman Pendidikan Kerajaan Negeri Perak

Perak Higher Educational Loans are offered to qualified Perak born students who are seeking financial assistance to pursue their higher education.

Perak State Government Higher Education Loan

Pinjaman Pendidikan Kerajaan Negeri Pulau Pinang

Penang State Higher Educational Loan are offered to qualified Penang born students who are seeking financial assistance to pursue their higher education.

Yayasan Kemajuan Islam Nasional (YAKIN)

The YAKIN Educational Fund was established to get give financial assistance without interest to families with a household income of RM 3,000.00 or less. The loan is available for KIMMA members only.

Pinjaman Pendidikan Kerajaan Negeri Selangor

Selangor State Educational Loans are offered to qualified Selangor born students who are seeking financial assistance to pursue their higher education.

Selangor State Government Education Loan


Pinjaman Pendidikan Yayasan ANGKASA is for all cooperative members. This interest free loan is available for the children of members not more than 25 year of age at the time of application. The member should not be more than 40 years of age at the time of application.

Koperasi Guru-Guru Sekolah Malaysia Berhad

Koperasi Guru-Guru Sekolah Malaysia Berhad is for all cooperative members. The member must be an active member at the time they make a loan application.

National Land Finance Co Operative Society Ltd. (NLFCS)

All children of members can apply for an education loan for higher studies. Interest-free education loans within approved limits are being offered.

Kumpulan Yayasan Sabah

The Sabah Foundation is operationally referred to as Yayasan Sabah Group. The objectives of the foundation are providing education and educational facilities for all Malaysians in Sabah.

KWSP (The Employee Provident Fund)

This withdrawal allows you to utilize your savings in Account 2 to finance your education or your children’s education (including step-children and legally adopted children) at an Institution of Higher Learning.

Skim MARA Bank

Open to all Malaysian (Bumiputera) for postgraduate programmes. It is a collaboration between MARA and Bank Rakyat.