Mr. A’Azis Haji Abd Rahman Lecturer,School of Accounting and Finance Qualifications: MBA, Universiti Teknologi MARA (UiTM) Professional Involvement: A licensed Life and General Takaful consultant under Malaysian Takaful Association (MTA)License holder of Capital Markets Services Representative’s Licence (CMSRL) of Bursa Malaysia Teaching Interests Credit Analysis and LendingLegal Frameworks of BankingFundamentals of FinanceFoundations of Financial PlanningRetirement and Estate Planning Teaching and Industry Experience Currently serves as a lecturer within the Faculty of Business, Management and Social Sciences19 years of industrial experiences